Three personal agents now promise to keep working after you close the app. Meta launched Muse on 8 September 2026, OpenAI answered with Dots on 29 September 2026, and Anthropic’s Claude Cowork has been generally available to paid Claude plans since 9 April 2026 after a January research preview. All three act on your behalf. They do not fit the same job, and picking the wrong one wastes money or grants access your team cannot govern. This comparison is desk-validated against company launch material and dated reporting; it is not hands-on tested.
What is each agent, in one paragraph?
Muse is Meta’s free consumer agent for everyday errands. It runs on Muse Spark 1.3 in a per-user Muse Secure VM with its own browser, and you reach it in the Muse app, on the web at muse.ai, in WhatsApp, on Mac, and on iPad since the 7 October 2026 update. It is built to book, buy, message, plan and monitor, and to ask before it sends or spends. Meta says it is “free for most of what people need”. Availability is still narrow: the United States and Canada, for users aged 18 and over, according to Meta’s launch material and launch-week reporting.
Dots is OpenAI’s managed work agent for ChatGPT teams. It runs on GPT-6 Astra, lives in ChatGPT, Codex, Slack and Microsoft Teams, and is included only on higher paid plans. Each user gets one Dot with its own cloud computer, and a workspace admin sets the outer boundary before anyone delegates work. OpenAI positions it for research, documents and multi-step projects that continue without a new thread for each task.
Cowork is Anthropic’s file-based agent for knowledge work. You point it at selected folders on your computer, describe an outcome, and it plans and executes multi-step work, producing finished files such as spreadsheets, reports and presentations. Since 9 April 2026 it is included on paid Pro, Max, Team and Enterprise plans, and since July 2026 remote sessions also run on web and mobile, although local-file steps still need the desktop app open. It is best understood as Claude Code’s engine wrapped for non-developers, not as a consumer shopping agent.
How do Muse, Dots and Cowork compare at a glance?
The table below separates what is shipped today from what is merely announced. Prices and model scores are dated and attributed; treat benchmark gaps as directional, not as a guarantee for your own tasks.
| Meta Muse | OpenAI Dots | Claude Cowork | |
|---|---|---|---|
| Best for | Personal errands and small-business tasks | Managed team pilots in Slack and Teams | Projects grounded in your own files |
| Launched | 8 September 2026 | 29 September 2026 | 12 January 2026 preview; generally available 9 April 2026 |
| Model | Muse Spark 1.3 | GPT-6 Astra | Claude models on paid plans (plan-dependent) |
| Cheapest way in | Free tier; Power $20/month; Maximum $100/month | ChatGPT Pro $100/month or Business Premium $125/seat | Claude Pro $20/month; Max $100–$200/month |
| Where you use it | Muse app, muse.ai, WhatsApp, Mac, iPad | ChatGPT, Codex, Slack, Teams | Claude desktop, web and mobile sessions |
| Isolation | Muse Secure VM per user, with Sentinel checks | Private cloud computer per Dot | Sandboxed VM scoped to folders you allow |
| Who sets the boundary | You, per connector and approval | Workspace admin, then per-action rules | You, by folder and tool selection |
| Regions at launch | US and Canada only | Paid-plan regions; Pro excludes EEA, Switzerland, UK | Paid-plan regions via Claude |
On published benchmarks summarised from Artificial Analysis in October 2026, GPT-6 Astra scored 53 on the Intelligence Index against 45 for Muse Spark 1.3, and 62 against 54 on the Coding Agent Index. That is a real gap for code-heavy work. For booking a table or chasing a delivery, it is unlikely to decide the outcome. Neither model is open-weight, so neither agent can be self-hosted on your own model.
What does each agent actually cost?
Muse is cheapest to try, but its paid value is compute, not extra features. Meta’s help material lists Power at $20/month for 500 million tokens per week and Maximum at $100/month for 3 billion tokens per week. The free allowance is less firmly documented: Mark Zuckerberg put it at up to 100 million tokens per week in his launch post, a figure Meta’s help page does not repeat. Alexandr Wang has said most people should be fine on the free tier. Do not assume a Meta One bundle includes Muse usage; that could not be confirmed.
Dots costs more because it is sold as a seat upgrade. Reporting on the launch puts the entry point at ChatGPT Pro at $100/month, or Business Premium at $125 per seat, with free, Go and Plus plans excluded from this rollout. Each eligible user starts with one Dot; the price of a second Dot and hard workload caps were not published at launch. Cowork takes the opposite approach: there is no separate Cowork subscription. Since 9 April 2026 it is included in paid Claude plans starting at Pro $20/month, with Max tiers at $100 and $200/month buying more usage capacity rather than different features.
“Nothing publishes, sends, or spends without your approval.”
— Meta, Muse for Small Business launch material, 29 September 2026
The useful test is cost per completed task, not the rate card. Always-on agents generate continuously, so verbosity becomes a cost line. Before you commit a team, run the same three real tasks through your shortlist and record how many tasks finished correctly per dollar, including the human review time each one still needed.
How do their safety and approval designs differ?
All three isolate the agent, but they put the boundary in different hands. Muse runs each user in a dedicated Secure VM. A separate Sentinel layer reviews sensitive actions, and Muse asks before sending email or making a purchase, while low-risk tasks can proceed alone. Meta says conversation data is not fed to its ad systems and that users can opt out of training use. An audit trail of actions is kept, per Meta’s launch post.
Dots gives each Dot its own cloud computer, with read-only background research and an auto-review checker. Crucially, a workspace admin sets the outer limit, and enterprise, education and healthcare use stays off until an admin enables it. Per-action custom rules can allow, require approval for, or prohibit each action type. Cowork scopes access differently again: it can only touch folders and tools you select, it shows its steps as it works, and deletion always needs explicit permission. Conversation history is stored locally on your device, according to Anthropic’s help material.
Neither design removes the need for review. Launch-week hands-on reporting found Muse suggesting restaurants that had been closed for years, and a review of its Marketplace haggling found it drafting messages for the user to send rather than negotiating itself. Amazon also blocked Muse from shopping on Amazon.com in September, saying the agent did not identify itself. Meta denied that Muse can see passwords or payment details. Treat these as early-product warnings, attributed to their reporters, not as settled verdicts — and start every agent read-only, widening access only after it has earned trust on low-stakes tasks.
Which agent connects to more of your stack?
Dots reaches furthest into team software; Muse reaches furthest into daily life. Dots is reported to reach more than 4,000 apps through plugins and is built to sit where teams already talk, in Slack and Teams. Muse started with email, calendar, Instagram, Spotify, OpenTable, Ticketmaster and Apple Health, then added a small-business connector set on 29 September 2026: Asana, Box, Canva, Dropbox, Figma, GitHub, Granola, HighLevel, Klaviyo, Notion, QuickBooks, Shopify, Slack, Stripe and Zoom, alongside Facebook Pages, Instagram and Meta ad accounts. The 7 October iPad update extended that work set to tablet use. Muse can also use WhatsApp, which no rival matches for consumer reach.
Cowork connects through a smaller, work-focused set: your chosen local folders, browser and desktop tools, plus connected apps such as email, calendar, accounting software and CRM systems, depending on your plan and admin settings. If your job begins with “here are my files, turn them into a finished report”, Cowork’s starting point is stronger. If it begins with “handle this booking and message me when it is done”, Muse’s is. For background on how these connectors work under the hood, see our guide to MCP and connecting AI to your tools.
Which agent should you pick for your job?
Pick by starting context, not by brand loyalty. The picker below is this article’s original decision aid, built from the launch facts above. It assumes you will still review anything that sends, publishes or spends.
If your job is a personal errand
Choose Muse first, on the free tier. Give it one low-stakes goal, such as planning a trip or monitoring a price, connect only the apps that job needs, and keep approvals on for every send and purchase. Our copy-paste Muse prompts and early access guide cover the first-session setup, and our Muse on iPad explainer covers the newest work connectors. Upgrade to Power only when the weekly allowance, not missing features, is what stops you.
If your job is a team pilot an admin must govern
Choose Dots, scoped tightly. Have the admin set the outer boundary first, start with read-only research, and require approval for anything external. Measure cost per completed task over a two-week pilot before widening access. The benchmark lead summarised above makes Dots the stronger default when the work is code-adjacent or document-heavy, but only inside a managed rollout.
If your job starts with your own files
Choose Cowork. Create a single project folder, allow only that folder, and ask for a finished artefact you can check line by line. Keep the desktop app open for local-file steps, and expect remote sessions to continue when the laptop sleeps only for work that does not need your machine. Cowork is the weakest fit for consumer shopping or messaging errands; that is Muse’s ground.
One caution applies to all three: a free consumer agent that connects to Slack, Notion or Google Workspace can pull company data into a personal account without anyone approving it. If you manage a team, write a short Muse policy now, even if your official pilot is Dots. Muse had passed 6.6 million downloads with 1.8 million daily users by October, per Citi estimates reported by 9to5Mac and Sensor Tower, so staff will install it whether or not it is on your approved list.
What is the verdict?
Muse wins on reach, Dots wins on control, Cowork wins on file-grounded work. Those are different jobs, not three attempts at the same one. Start Muse free for personal delegation, pilot Dots only where an admin can set and audit the boundary, and use Cowork where the work lives in folders you control. Revisit the choice when pricing, regions or admin controls change, because all three products are months old and their help pages still describe limited testing. No agent here removes the review step for money, messages or published work.
FAQ
Is Muse free, and what do Power and Maximum add?
Yes. Muse has a free tier with a weekly usage limit, then Power at $20/month for 500 million tokens per week and Maximum at $100/month for 3 billion tokens per week, per Meta’s help material. The paid plans buy more compute, not a different feature set. The free figure of up to 100 million tokens per week comes from Mark Zuckerberg’s launch post and is not repeated on Meta’s help page.
Can I use Muse outside the US and Canada?
Not yet through official channels. Launch material and launch-week reporting place Muse in the US and Canada for users aged 18 and over. Meta’s help centre says only that Muse is not yet available everywhere. Appearances of Muse prompts inside Instagram in other countries, reported in India in October 2026, currently lead to a not-available message rather than working access.
Do I need a paid ChatGPT plan for Dots?
Yes. Dots was launched on paid plans only, starting at ChatGPT Pro at $100/month, or Business Premium at $125 per seat. Free, Go and Plus plans were excluded from the rollout. Each eligible user starts with one Dot; pricing for additional Dots was not published at launch.
Is Cowork a separate subscription?
No. Since 9 April 2026 Cowork is included in paid Claude plans, starting at Pro $20/month, with Max at $100 and $200/month buying more usage capacity. There is no free-tier Cowork. You still need the desktop app open for steps that touch local files, your browser or your computer.
Which agent is safest for company data?
On documented controls alone, Dots, because a workspace admin sets the outer boundary and enterprise use is off by default. Cowork is next, scoped to folders you choose. Muse puts the decision with the individual holding the phone, which is why it needs a written staff policy even when it is not your official tool. None of the three should be given send, publish or spend rights without a human approval step.
Sources and methodology
This comparison rests on company launch material and dated independent reporting, checked on 10 October 2026. Muse facts (launch date, Secure VM, approvals, small-business connectors, iPad update) come from Meta’s launch material as reported by TechCrunch on 23 September 2026 and 9to5Mac on 7 October 2026. Pricing tiers come from Meta’s help material as summarised in October 2026 guides; the free-token figure is attributed to Mark Zuckerberg’s launch post and flagged where Meta’s help page does not repeat it. Download figures are Citi estimates via Sensor Tower, reported by 9to5Mac — third-party estimates, not Meta figures. Dots pricing, admin controls and model scores come from launch reporting and an October 2026 Artificial Analysis summary; benchmark scores are vendor-benchmark summaries, not tests run for this article. Cowork availability and plan inclusion come from Anthropic’s help and release-note summaries. Where reporting conflicted, the more conservative, company-sourced claim was used and the conflict noted. Read the primary coverage here: TechCrunch on Muse at Connect 2026 and 9to5Mac on Muse for iPad. Internal reading: our Muse prompts, Muse early access guide and Muse on iPad explainer. This article was desk-validated, not hands-on tested.
Arva Rangwala covers AI news, AI tools, guides and prompts for OpenAIMaster — what is new, what is worth using, and how to put AI to work.
Feel free to email us at contact@openaimaster.ai — we are happy to help!


